We Don’t Just Fund Deals, We Help You Build a Legacy
Whether you're a doctor buying your 3rd property or founder chasing growth, we structure finance that works like a strategy, not just a loan.
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More than just a
financial consultant
Wholesale Capital Group (WCG) is more than just a finance broker. We’re your strategic partner in wealth creation. Whether you're buying your first home, expanding your investment portfolio, or structuring finance for your business, WCG delivers expert guidance with integrity, speed, and personalised service.
Access to 40+ lenders
Fast turnaround with pre-approvals
Experts in complex loan scenarios
- Tailored lending for doctors & professionals
- Structured finance for growth-focused businesses
- Smart funding for property development
- SMSF lending strategies made simple
- Private lending options for urgent needs
- Finance solutions for self-employed clients
Complete Lending, Tailored to You
Home Loans
Pre-Approval
SME & Self-Employed Finance
Your First Step to Financial Confidence
Buying a home should feel exciting, not overwhelming. At WCG, we simplify the home loan process from day one helping you find the best-fit loan with the most competitive rates, whether you're purchasing your first home or upgrading to your next. Our team guides you through every step, ensuring clarity, speed, and peace of mind.
- First-home buyer support
- Owner-occupied & investment options
- Loan restructuring & refinancing
- Rate comparison across 40+ lenders
- Paperwork and application support
Know Where You Stand Before You Start
Getting pre-approved doesn’t just save time, it gives you power. With a WCG pre-approval, you’ll know exactly how much you can borrow before making an offer. We handle the paperwork and speak with lenders directly, so you can move fast when the right property shows up.
- Fast pre-approval turnaround
- Credit check & borrowing assessment
- Verified documentation submission
- Multiple lender options in one go
- No-obligation and no upfront fees
Flexible Finance That Understands Your Business
Self-employed clients and business owners don’t always have standard documentation but that shouldn’t stop you from accessing funding. WCG specialises in lending for SMEs, offering low-doc and alt-doc loan solutions that align with how your business actually operates.
- Business vehicle & equipment loans
- Cash flow and working capital lending
- Alt-doc residential and commercial loans
- Business expansion & acquisition loans
- Lender negotiation based on your real profile
From residential lending to complex business and development finance, WCG brings every loan solution under one roof and backed by speed, strategy, and personalised advice.
We Deliver Finance
That Builds Real Results
Expert Lending Advisors
How We Work,
What Sets Us Apart
-
FAST PRE-APPROVALS -
ACCESS TO 40+ LENDERS -
TAILORED LOANS FOR DOCTORS & SMEs -
END-TO-END SUPPORT -
FUNDING FOR COMPLEX SCENARIOS -
PRIVATE & NON-BANK OPTIONS -
DEVELOPMENT & CONSTRUCTION LOANS -
LOW-DOC & ALT-DOC LOANS -
STRATEGIC FINANCE GUIDANCE
Getting Started Is Simple, We Handle the Heavy Lifting
Discovery & Planning
We begin with a one-on-one consultation to understand your needs; whether you're purchasing a home, funding a project, or restructuring business finance. Every solution starts with a plan tailored to your objectives.
Assessment and Options
Our team compares offers from 40+ lenders, identifies the right structure, and handles all documentation. You get a clear breakdown of your options without guesswork or pressure.
Approval and Execution
Once a lender is selected, we manage everything through to settlement. Our goal is simple: make the process fast, transparent, and stress-free with the best result in hand.
What Our Clients
Say About Us
Couldn’t believe how fast the pre-approval came through! WCG helped me get pre-approved within 24 hours when my bank kept delaying things. The team explained everything clearly and made the entire home loan process super smooth. Definitely one of the most reliable mortgage consultants in Sydney.
Emily Patterson
First Home Buyer, Castle Hill
As a self-employed business owner, I’ve always had trouble with banks. But these guys actually got my financial situation. They structured a loan through a non-bank lender and got it approved without making me feel like I had to beg. Will 100% recommend them to anyone who's tired of being rejected.
James Hunt
Café Owner, Parramatta
Commercial loan came through with zero stress. Honestly thought it would be a headache but WCG made it simple and fast. They handled everything from paperwork to final disbursal. I run a small logistics business and I’ll be back when we expand again.
Travis Coleman
Business Owner, Blacktown
Investing via SMSF seemed confusing, but they nailed it. It was my first time using my SMSF to purchase property and I was honestly overwhelmed. WCG broke everything down, kept it compliant, and got it funded fast. Absolute professionals.
Dr. Ben Taylor
Anaesthetist, Norwest
The only finance team I trust now. I reached out for private funding during a tight timeline and didn’t think it was possible. Gary and the team pulled off a miracle. Clear updates, no runaround, and funds landed before deadline.
Sophie Reynolds
Property Investor, Baulkham Hills
Book Your
Free Finance Strategy Session
with WCG's Trusted Advisors
Speak with a WCG lending expert and discover the smartest path to funding your home, business, or investment goals.
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